Insurance Planning

Insurance and Medicare for hip and knee replacement

What to have ready when scheduling a TJS hip or knee replacement consultation: insurance cards, Medicare details, referrals, prior authorization questions, and cost conversations.

Best short answer

Insurance coverage for a joint replacement consultation or surgery depends on the plan, network status, medical necessity, facility, anesthesia, and any prior authorization requirements. TJS scheduling verifies coverage details before surgery planning, and patients should bring current insurance information to the first appointment.

What to know

Practical planning points

Bring current cards

Bring your medical insurance card, Medicare or Medicare Advantage card if applicable, photo ID, referral information if your plan requires it, and any secondary insurance.

Ask about network status

Confirm the surgeon, office visit, surgery center or hospital, anesthesia, imaging, and therapy benefits because each part may be billed differently.

Expect verification

Scheduling and benefits teams can verify plan information, but final benefits and patient responsibility come from the insurer.

Prepare prior records

Prior X-rays, MRI reports, injection history, therapy notes, and medication lists can help document the care pathway.

Checklist

Bring this if you have it

1Insurance card and photo ID
2Medicare or Medicare Advantage card
3Referral or authorization details if required
4Secondary insurance information
5List of prior treatments and imaging
Common Questions

Questions patients ask

Does TJS accept Medicare?

TJS scheduling can verify Medicare and Medicare Advantage participation and benefits for the requested office, surgeon, and procedure pathway.

Will insurance cover joint replacement?

Coverage depends on medical necessity, plan rules, network status, prior authorization, and the facility involved. Benefits should be verified before surgery planning.

Should I call my insurer first?

It is reasonable to call your insurer, but scheduling can also help verify the practical details needed for a consultation or surgery plan.

Related Resources

For urgent symptoms, call your surgeon, primary care clinician, or emergency services. This page does not replace medical advice.

Next Step

Scheduling can help route the right visit.

Use the appointment request or call if you are unsure which surgeon, office, or visit type fits your hip or knee concern.

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